Pay over time with Affirm

For a limited time, Enjoy 0% APR Financing when you pay over time with Affirm.

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Real time decision

Applying for an Affirm payment plan is quick and easy—simply provide a few details about yourself and get a real-time decision so you can purchase what you love now and pay over time.

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Easy monthly payments

Enjoy the convenience of automatic monthly payments with no hidden costs and no surprises. You'll see your monthly payment amount before you confirm your payment plan, so you'll know exactly what you owe upfront.

How Does it Work?

Financing your order with Affirm is easy and only takes a few minutes.

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Select Affirm at Checkout

Add your item to your cart as usual, and select Affirm as your payment method. You will then be redirected to Affirm to view payment plan details.

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Apply Online

Apply with Affirm's easy online application in under a minute and get an instant approval decision.

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Enjoy Your Purchase

Once you complete your checkout with Affirm, we'll process and ship your order right away—no waiting is necessary.

Have questions?

Call Us Toll Free on 1-800-425-5405 or email

How do I use Affirm?

- Add items to your cart as usual, and select Affirm as your payment method in Checkout. - Complete their easy online application and get an instant approval decision. - Confirm your payment plan with Affirm and return to to complete your order. We'll process and ship your order as usual. - Make 12 monthly payments to Affirm while you enjoy your new item!

For Example:

An $800 purchase could be split into 12 monthly payments of $72.21 at 15% APR

How do I make my monthly payments?

Affirm will help you set up convenient, pre-authorized payments via your bank account or your Visa or Mastercard credit / debit card.

What are the limits to how much I can spend using Affirm?

Affirm payment plans are not available for orders under $500 or over $15,000.

Who is eligible for a Affirm Payment Plan?

Affirm payment plans are available to Canadian residents above the age of majority, which is 18 or 19, depending on your province.

Can I use Affirm for only a part of my order?

Affirm payment plans are applied to your entire order. To use Affirm for only part of your purchase, please complete two separate transactions with different payment methods.

Can I pre-pay my outstanding Affirm balance?

Yes, all Affirm payment plans can be prepaid at any time without penalty.

My Affirm transaction didn't complete. What happened?

Unfortunately, Affirm is not able to provide payment plans to every applicant. This could be due to the information on your credit file, or because Affirm was not able to verify your identity or your payment method. For further information, please contact Affirm.

How do I access my Affirm account?

After you have completed a transaction with Affirm, you can access your account here. If you have any questions or trouble logging in, please contact Affirm.

How do returns work when I pay using Affirm?

Purchases made using Affirm are subject to our standard return policy. Any returns will be processed by, and your Affirm loan balance will be reduced or cancelled accordingly. If you have already made monthly payments, those will be refunded to you by Affirm.

Some conditions apply, and all transactions are subject to approval by Affirm. The estimated monthly payment amount excludes taxes, shipping, and other fees. Your monthly payment amount, the APR you will pay, and the loan terms available may vary depending on your personal credit profile.